Fixed Annuities
A guaranteed rate with full protection of principal. You know what you earn, and a downturn cannot take it.
Independent Annuity & Life Insurance Practice
Compare the Nation's TopFixed, Fixed Indexed,and Income Annuities
Our focus is protection: turning savings into income that is guaranteed and cannot be outlived, and making sure the people who depend on you are provided for. Barry is not tied to any single company and shops the market on each client's behalf.
Guided personally by Barry Young
Independent annuity and life insurance agent • Licensed since 1988
Serving retirees and families for nearly four decades.
Independent Practice
Licensed Since 1988
Coral Springs, Florida
Annuities & Life Insurance
Serving Clients Where Legally Permitted
The Practice
Protection is the whole practice — income you cannot outlive.
CompareAnnuitiesOnline is an independent annuity and life insurance practice led by Barry Young, based in Coral Springs, Florida and serving clients in all locations where he is legally permitted to do business.
Our focus is protection: turning savings into income that is guaranteed and cannot be outlived, and making sure the people who depend on you are provided for.
Even in volatile markets, there are annuities that can be put in place today to make sure you do not run out of income and that your money stays protected from future downturns. Barry is not tied to any single company and shops the market on each client's behalf.
- Fixed and fixed index annuities
- Multi-year guaranteed annuities (MYGAs)
- Income annuities
- Annuity reviews
- Life insurance
- Legacy and beneficiary planning
What We Do
Annuities and life insurance, explained before anything is recommended.
Insurance and annuity products are offered through Barry Young, an independent licensed insurance agent, only in states where he is properly licensed and appointed.
Fixed Index Annuities
Growth linked to a market index with a floor beneath it. Participate when markets rise, sit out the declines.
Multi-Year Guaranteed Annuities (MYGAs)
A locked-in guaranteed rate for a set number of years. Simple and predictable, and frequently offers a higher guaranteed rate than a bank CD of the same term.
Income Annuities
Converts a lump sum into a guaranteed monthly check for life, or a period you choose.
Side-by-Side Annuity Comparisons
Barry uses AnnuityRateWatch, a leading annuity research and illustration platform, covering fixed, fixed indexed, and income annuities from carriers across the country. You see the actual contracts compared side by side — rates, income riders, and projected values — measured against your own goal, whether that is guaranteed income or growth potential. Nothing is hidden and nothing is guesswork.
Annuity Reviews
Already own one and unsure what it does? Barry reads the contract and explains what you have, what it costs, and whether it still fits.
Life Insurance
Term, whole, and indexed coverage to protect a spouse, replace income, cover final expenses, or pass money to heirs efficiently.
Legacy & Beneficiary Planning
Structuring beneficiaries so money reaches the people you choose, the way you intend, without unnecessary delay or expense.
Retirement Income Strategy
How much income your savings can safely produce, how to sequence withdrawals, and how to plan for inflation — explained clearly, with no obligation.
All guarantees, including the guarantee of principal, interest crediting, income payments, and death benefits, are subject to and dependent upon the claims-paying ability and financial strength of the issuing insurance company. Annuities and life insurance policies are not bank deposits, are not insured by the FDIC or any federal government agency, and are not guaranteed by any bank or financial institution.
About Barry Young
Barry Young
Independent Insurance Agent
Barry Young has spent nearly four decades helping people plan for retirement, licensed since 1988. Most financial professionals happily offer growth tips. Few know how to convert savings into sustainable, protected income — that is the entire focus of Barry's practice.
He holds a Bachelor of Arts from Trenton State College and taught retirement planning as an instructor at Broward College.
“I do my best to take the mystery out of annuities by answering the most commonly asked questions in a simple, personalized way.”
His philosophy is to help clients enhance their wealth through the preservation of capital, and pass their estates to their heirs in the manner they choose — built on transparent service and uncompromising ethics.
Barry is an avid golfer and former volunteer with First Tee, where he taught golf and life principles to children. He has also helped support fundraising efforts that have raised over $400,000 for Joe DiMaggio Children's Hospital. He lives in Florida with his wife Joan, a retired teacher.
- Licensed since 1988
- Independent — not captive to any single company
- Bachelor of Arts, Trenton State College
- Taught retirement planning at Broward College
- Former First Tee volunteer
- Supporter of Joe DiMaggio Children's Hospital fundraising
Credentials
Experience, independence, and transparency.
Licensed Since 1988
- Nearly four decades in practice
- Self-employed the entire time
Independent
- Not captive to any single company
- Free to recommend the contract that actually fits
Full Transparency
- Comparison software shows how competing annuities stack up
- Measured against your own goals, side by side
- Reviewed together before any decision is made
Former College Instructor
- Taught retirement planning at Broward College
- Bachelor of Arts, Trenton State College
Why Clients Work With Barry
The values behind every recommendation.
Protection Is the Entire Practice
Annuities and life insurance, not one service among many. This is what he does all day, every day.
Meetings From Your Kitchen Table
Phone or video meetings with shared screens, so you see exactly how a strategy would work. No office visit required.
You See the Comparison
Rather than being told which annuity is best, you are shown the leading contracts side by side and how each performs against your goal.
An Educator First
He explains how these products work before recommending anything, and never pressures a decision.
How It Works
Three straightforward steps, nothing hidden.
Step 1
Start With a Conversation
A phone or video meeting at a time that works for you — from your kitchen table, no office visit required.
Step 2
Understand Your Goal
We review what you own, what income you need, and whether your goal is guaranteed income or growth potential.
Step 3
See the Contracts Side by Side
Leading contracts compared against your own goal — rates, income riders, and projected values — with no obligation.
Frequently Asked
Clear answers, in plain English.
Have a question we haven't answered? Reach out — Barry is happy to talk it through.
An annuity is a contract with an insurance company. Depending on the type, it can provide a guaranteed rate of interest, growth linked to a market index with a floor beneath it, or a guaranteed monthly income for life or a chosen period. All guarantees depend on the claims-paying ability and financial strength of the issuing insurance company.
A multi-year guaranteed annuity locks in a guaranteed rate for a set number of years, and frequently offers a higher guaranteed rate than a bank CD of the same term. They are different products: a CD is a bank deposit insured by the FDIC, while a MYGA is an insurance contract backed by the issuing carrier, not by the FDIC or any government agency.
The mailing address is 4613 N. University Dr., #404, Coral Springs, Florida 33067. Barry serves clients in all locations where he is legally permitted to do business.
Yes. Phone or video meetings with shared screens let you see exactly how a strategy would work, right from your kitchen table. No office visit is required.
Yes. Barry reads the contract and explains what you have, what it costs, and whether it still fits your goals.
No. The initial conversation is educational and carries no obligation. Barry explains how these products work before recommending anything, and never pressures a decision.
Contact
Request your side-by-side comparison.
Meetings are held by phone or video with shared screens, so you can see exactly how a strategy would work — right from your kitchen table.
Barry Young
CompareAnnuitiesOnline
Phone954-688-6907Mailing Address4613 N. University Dr.
#404
Coral Springs, FL 33067
#404
Coral Springs, FL 33067
Webcompareannuitiesonline.com
AvailabilityServing clients where legally permitted